Heya,
Almost certainly true. The problem is that so many dramatic plots depend on the lost lover, the fallen friend, the loved one beyond reach, etc.
It's very tough to write a tale of loss when the Death of X can be fixed at any time by a visit to the local priest. At most, you can get some mild pathos out of a poor family trying to save up to bring back a loved one, but then that says something dark about the motivations of "Good" priests.
For that matter, the certainty of an afterlife makes many sorts of story less viable.
For this dialog, I need a tragedy. If it's trite, I'll have to live with that.
See, the problem is, most things can be fixed in the FR by finding a mage or cleric and having them cast X spell for Y money. Money is the major issue; almost everyone in the FR has never even had a quarter of the money to raise someone at once. Perhaps, you can make a tragety about a rich family, and about how money can't buy everything...
Unlike their 2nd Ed counterparts (which only require the cleric's holy symbol and some holy water), the 3rd Ed "raise dead" spell line all require a costly component. (The
BG2 versions of the 2nd Ed spells require no components at all!)
Raise Dead (the 5th level spell) requires 500gp worth of diamonds.
Resurrection (the 7th level spell) requires 10,000gp worth of diamonds.
True Resurrection (the 9th level spell) requires 25,000gp worth of diamonds.
Most good churches would probably charge that as a minimum, but also they generally charge for the time and effort as well (
I don't agree with that idea if the person concerned can produce the actual component required - but donations are always well appreciated) - in the case of Raise Dead it would be 450gp on top of the 500gp of diamonds.
Now, take into concideration the number of 9th level clerics (the minimum level required to cast Raise Dead) in any given city - and you start to see that getting someone resurrected is not so easy.
However, having said that, Athkatla is well and truely big enough to have several 9th level clerics... And if this story/plot involves the PC, they're almost certainly going to have a high enough level cleric in the party to perform the resurrection anyway (Jaheira advances VERY quickly as a Druid and generally has Harper's Call very shortly after the game commences, for example).
Sometimes there are reasons why writers ignore game rules, because generally speaking game rules don't make a good plot. You could just say it doesn't work and give no justification at all - after all Aerie doesn't get her wings back by casting a Regeneration spell (and restoring lost limbs is exactly the purpose of that spell). That's definitely not the best way to handle it, though.